AHL-PE

Financial Services

Aspen Insurance Holdings Limited · Insurance - Diversified · $3B

UQS Score — Balanced Preset
45.6
Below Average

Aspen Insurance Holdings Limited scores 45.6/100 using the Balanced preset.

UQS vs Financial Services Sector
AHL-PE
45.6
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Weak
Risk
Neutral
Valuation
Good

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Pro Analysis

AHL-PE — Score History

3540455055Jul 11Jul 29Aug 16Sep 3Sep 21Oct 8
Score changes· 6 most recent
DateUQSQualityMoatGrowthRiskValueChange
Aug 9, 202645.554.729.025.753.276.2+3.0
Jul 25, 202642.533.329.022.153.296.6+0.1
Jul 24, 202642.433.329.022.153.296.40.0
Jul 18, 202642.433.329.022.153.296.30.0
Jul 17, 202642.433.329.022.153.296.40.0
Jul 11, 202642.433.329.022.153.296.2—

AHL-PE — Pillar Breakdown

◆

Quality

— 54.7/100 (25%)

Aspen Insurance Holdings Limited has average quality metrics, with room for improvement in margins or capital efficiency.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

▲

Growth

— 25.7/100 (20%)

Aspen Insurance Holdings Limited faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

◈

Risk

— 53.2/100 (15%)

Aspen Insurance Holdings Limited has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

●

Valuation

— 76.8/100 (15%)

Aspen Insurance Holdings Limited appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

⬡

Moat

— 29/100 (25%)

Aspen Insurance Holdings Limited operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AHL-PE.

Score Composition

Quality
54.7×25%13.7
Growth
25.7×20%5.1
Risk
53.2×15%8.0
Valuation
76.8×15%11.5
Moat
29.0×25%7.3
Total
45.6Below Average

Financial Data

More Stock Analysis

How is the AHL-PE UQS Score Calculated?

The UQS (Unified Quality Score) for Aspen Insurance Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Aspen Insurance Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Aspen Insurance Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.