Is AHL-PE a buy according to UQS?

UQS rates AHL-PE as Good at 53.2/100, driven primarily by its Valuation score of 100/100. The forward P/E of 3.9 and earnings yield of 13.2% reflect a significant discount to sector peers. However, the Moat score of 29/100 and Growth score of 30.4/100 represent meaningful offsets. The overall rating reflects a mixed fundamental profile, not a directional recommendation.

What is AHL-PE's PEG ratio and what does it mean?

AHL-PE carries a PEG ratio of -0.43, compared to the sector median of 0.95. A negative PEG results from negative trailing EPS growth — in this case, TTM EPS fell 55.9%. Standard PEG interpretation (below 1 = cheap relative to growth) does not apply cleanly here. The forward EPS growth estimate of 73.8% is more relevant for assessing prospective earnings trajectory. See the [PEG ratio explainer](/learn/peg-ratio).

Why might AHL-PE's UQS Score change?

The UQS Score updates daily based on trailing twelve-month financials and forward analyst estimates. For AHL-PE, the Valuation pillar (100/100) is sensitive to price movements — any increase in the share price compresses the earnings yield and EV/EBITDA discount. The Growth pillar (30.4/100) would improve if forward EPS estimates of 73.8% are revised upward or confirmed by reported results. Changes in underwriting performance would affect Quality and Risk scores.

AHL-PE

Financial Services

Aspen Insurance Holdings Limited · Insurance - Diversified · $3B

UQS Score — Balanced Preset

42.4

Below Average

Aspen Insurance Holdings Limited scores 42.4/100 using the Balanced preset.

UQS vs Financial Services Sector

AHL-PE

42.4

Sector avg

39.7

Quality

Weak

Moat

Weak

Growth

Weak

Risk

Neutral

Valuation

Attractive

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Pro Analysis

AHL-PE — Score History

Score changes· 21 most recent

Date	UQS	Quality	Moat	Growth	Risk	Value	Change
Jul 5, 2026	42.4	33.3	29.0	22.1	53.2	96.3	-9.2
Jun 3, 2026	51.6	65.0	29.0	22.1	57.6	100.0	-1.6
May 27, 2026	53.2	65.0	29.0	30.4	57.6	100.0	0.0
May 23, 2026	53.2	65.0	29.0	30.4	57.6	99.7	0.0
May 21, 2026	53.2	65.0	29.0	30.4	57.6	99.6	0.0
May 20, 2026	53.2	65.0	29.0	30.4	57.6	99.9	0.0
May 17, 2026	53.2	65.0	29.0	30.4	57.6	99.7	0.0
May 16, 2026	53.2	65.0	29.0	30.4	57.6	99.9	0.0
May 14, 2026	53.2	65.0	29.0	30.4	57.6	99.7	0.0
May 11, 2026	53.2	65.0	29.0	30.4	57.6	99.6	+0.1

AHL-PE — Pillar Breakdown

◆

Quality

— 33.3/100 (25%)

Aspen Insurance Holdings Limited currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationWeak

Free cash flow relative to market value.

▲

Growth

— 22.1/100 (20%)

Aspen Insurance Holdings Limited faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthModerate

Analyst consensus for future earnings growth.

◈

Risk

— 53.2/100 (15%)

Aspen Insurance Holdings Limited has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

●

Valuation

— 96.4/100 (15%)

Aspen Insurance Holdings Limited appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

⬡

Moat

— 29/100 (25%)

Aspen Insurance Holdings Limited operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AHL-PE.

Score Composition

Quality

33.3×25%8.3

Growth

22.1×20%4.4

Risk

53.2×15%8.0

Valuation

96.4×15%14.5

Moat

29.0×25%7.3

Total

42.4Below Average

Financial Data

More Stock Analysis

How is the AHL-PE UQS Score Calculated?

The UQS (Unified Quality Score) for Aspen Insurance Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Aspen Insurance Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Aspen Insurance Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.