AHL-PE

Financial Services

Aspen Insurance Holdings Limited · Insurance - Property & Casualty · $2B

UQS Score — Balanced Preset
53.2
Good

Aspen Insurance Holdings Limited scores 53.2/100 using the Balanced preset.

UQS vs Financial Services Sector
AHL-PE
53.2
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Weak
Risk
Neutral
Valuation
Attractive

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Pro Analysis

AHL-PE — Score History

4550556065Apr 12Apr 20Apr 28May 6May 14May 22May 24v5
Score changes· 18 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202653.265.029.030.457.699.70.0
May 21, 202653.265.029.030.457.699.60.0
May 20, 202653.265.029.030.457.699.90.0
May 17, 202653.265.029.030.457.699.70.0
May 16, 202653.265.029.030.457.699.90.0
May 14, 202653.265.029.030.457.699.70.0
May 11, 202653.265.029.030.457.699.6+0.1
May 10, 202653.165.029.030.457.699.20.0
May 9, 202653.165.029.030.457.699.4-0.1
May 4, 202653.265.029.030.457.699.6+0.1

AHL-PE — Pillar Breakdown

Quality

65.0/100 (25%)

Aspen Insurance Holdings Limited shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

30.4/100 (20%)

Aspen Insurance Holdings Limited faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

57.6/100 (15%)

Aspen Insurance Holdings Limited maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Aspen Insurance Holdings Limited appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

29/100 (25%)

Aspen Insurance Holdings Limited operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AHL-PE.

Score Composition

Quality
65.0×25%16.3
Growth
30.4×20%6.1
Risk
57.6×15%8.6
Valuation
100.0×15%15.0
Moat
29.0×25%7.3
Total
53.2Good

Financial Data

More Stock Analysis

How is the AHL-PE UQS Score Calculated?

The UQS (Unified Quality Score) for Aspen Insurance Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Aspen Insurance Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Aspen Insurance Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.