AHL-PD
Financial ServicesAspen Insurance Holdings Limited · Insurance - Property & Casualty · $3B
What is Aspen Insurance Holdings Limited?
Aspen Insurance Holdings Limited is a Bermuda-based specialty insurer and reinsurer operating across major global markets. Its preferred shares trade under the ticker AHL-PD, offering investors exposure to a diversified insurance platform.
Aspen generates revenue through two core segments: Aspen Insurance and Aspen Reinsurance. The insurance segment covers commercial property, marine, energy, casualty, professional liability, and cyber risks. The reinsurance segment provides property catastrophe, casualty, and specialty reinsurance products globally. Products reach clients primarily through brokers and reinsurance intermediaries.
Incorporated in 2002 and headquartered in Hamilton, Bermuda, Aspen operates as a subsidiary of a larger holding group.
- Specialty and commercial property insurance
- Marine, energy, and liability coverage
- Property catastrophe reinsurance
- Casualty and specialty reinsurance lines
Is AHL-PD a Good Stock to Buy?
UQS Score rates AHL-PD as Good overall, reflecting a balanced but nuanced profile for preferred-share investors.
The Valuation pillar comes in as Attractive, suggesting the preferred shares are reasonably priced relative to fundamentals. The Quality pillar also registers as Good, indicating the underlying business maintains a degree of operational stability across its diversified insurance and reinsurance platform.
Both the Moat and Growth pillars score as Weak, pointing to limited competitive differentiation and constrained near-term expansion prospects within a competitive specialty insurance market.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro membership. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does AHL-PD pay dividends?
Yes — Aspen Insurance Holdings Limited pays a dividend.
AHL-PD pays a regular dividend, consistent with the nature of preferred shares, which typically carry fixed or floating distributions. Preferred dividends are generally prioritized over common equity payouts, making them a consideration for income-focused investors. For current yield and payment schedule details, consult Aspen's investor relations page.
When does AHL-PD report earnings?
Aspen Insurance Holdings reports earnings on a quarterly cadence, typical for US-listed equities.
The company's Quality pillar rating of Good suggests the business has maintained reasonable financial discipline across its insurance and reinsurance operations. Risk is rated Neutral, indicating neither outsized balance sheet concerns nor exceptional resilience relative to sector peers.
For the most recent quarter's results, see Aspen Insurance Holdings' investor relations page.
AHL-PD Price History
+10.0% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Aspen Insurance Holdings Limited?
Based on Aspen Insurance Holdings Limited's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
AHL-PD Long-term Outlook
With Growth and Moat both rated Weak, the near-term fundamental outlook for Aspen's underlying business is cautious. The specialty insurance and reinsurance market remains competitive, and Aspen's ability to expand meaningfully is constrained. However, the Attractive Valuation rating suggests the preferred shares may already reflect these headwinds, offering a more measured risk-reward profile for income-oriented investors.
Growth drivers
- Diversified global insurance and reinsurance platform spanning multiple specialty lines
- Preferred-share structure providing relatively stable income distributions
- Exposure to specialty lines such as cyber and professional liability, which are growing in demand
Key risks
- Weak Moat rating signals limited pricing power and competitive differentiation
- Weak Growth pillar points to constrained top-line expansion in a crowded reinsurance market
- Catastrophe exposure and macro interest rate shifts can pressure reinsurance segment results
AHL-PD vs Peers
Aspen Insurance Holdings operates alongside several specialty insurers in the mid-cap financial services space.
Slide focuses on technology-driven homeowners insurance, concentrating on catastrophe-prone coastal markets rather than Aspen's broad global specialty platform.
Palomar specializes in specialty admitted insurance with a data-driven underwriting approach, targeting niche property risks distinct from Aspen's reinsurance-heavy mix.
Skyward concentrates on hard-to-place specialty commercial lines in the US market, whereas Aspen operates a more internationally diversified insurance and reinsurance book.
Frequently Asked Questions
What does Aspen Insurance Holdings do?
Aspen Insurance Holdings operates as a global specialty insurer and reinsurer. Its two segments — Aspen Insurance and Aspen Reinsurance — cover commercial property, marine, energy, casualty, professional liability, cyber, and property catastrophe risks across markets in the US, UK, Europe, Bermuda, and beyond.
Does AHL-PD pay dividends?
Yes, AHL-PD pays a regular dividend consistent with its preferred share structure. Preferred dividends are typically paid before common equity distributions. Investors should check Aspen's investor relations page for the current payment schedule and yield details.
When does AHL-PD report earnings?
Aspen Insurance Holdings reports on a quarterly cadence, as is standard for US-listed companies. Our data source does not provide specific upcoming earnings dates. Visit Aspen's investor relations page for the latest reporting calendar.
Is AHL-PD a good stock to buy?
UQS Score rates AHL-PD as Good overall. The Valuation pillar is Attractive and Quality is Good, but Moat and Growth are both Weak. This profile may suit income-focused investors comfortable with limited growth prospects. The full pillar breakdown is available to UQS Pro members.
Is AHL-PD overvalued?
The UQS Valuation pillar for AHL-PD is rated Attractive, suggesting the preferred shares are not considered overpriced relative to the underlying fundamentals. That said, valuation should always be considered alongside the Moat and Growth ratings, which are both Weak.
How does AHL-PD compare to its competitors?
Aspen competes with specialty insurers like Palomar Holdings, Slide Insurance, and Skyward Specialty. Compared to peers focused on domestic niche markets, Aspen offers broader international diversification across both insurance and reinsurance. UQS Pro members can view side-by-side pillar comparisons.
What is AHL-PD's market cap bracket?
Aspen Insurance Holdings is classified as a mid-cap company within the financial services sector. This places it between smaller specialty insurers and the largest global insurance conglomerates.
Who founded Aspen Insurance Holdings?
Aspen Insurance Holdings was incorporated in 2002. Founding context and leadership history are publicly available through the company's official filings and investor relations materials.
Is AHL-PD a long-term quality investment?
From a long-term quality standpoint, UQS rates AHL-PD as Good, with an Attractive Valuation and Good Quality pillar. However, Weak Moat and Growth ratings suggest the business may face challenges compounding value over time. Long-term suitability depends on an investor's income versus growth objectives.
What sector does AHL-PD belong to?
AHL-PD falls within the Financial Services sector, specifically the specialty insurance and reinsurance industry. Aspen operates across both primary insurance and reinsurance markets, giving it exposure to a range of underwriting cycles and global risk events.
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Pro Analysis
AHL-PD — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.7 | 0.0 |
| May 21, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.6 | 0.0 |
| May 20, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.9 | 0.0 |
| May 17, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.7 | 0.0 |
| May 16, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.9 | 0.0 |
| May 14, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.7 | 0.0 |
| May 11, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.6 | +0.1 |
| May 10, 2026 | 53.1 | 65.0 | 29.0 | 30.4 | 57.6 | 99.2 | 0.0 |
| May 9, 2026 | 53.1 | 65.0 | 29.0 | 30.4 | 57.6 | 99.4 | -0.1 |
| May 4, 2026 | 53.2 | 65.0 | 29.0 | 30.4 | 57.6 | 99.6 | +0.1 |
AHL-PD — Pillar Breakdown
Quality
— 65.0/100 (25%)Aspen Insurance Holdings Limited shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 30.4/100 (20%)Aspen Insurance Holdings Limited faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 57.6/100 (15%)Aspen Insurance Holdings Limited maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 100.0/100 (15%)Aspen Insurance Holdings Limited appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 29/100 (25%)Aspen Insurance Holdings Limited operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AHL-PD.
Score Composition
Financial Data
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How is the AHL-PD UQS Score Calculated?
The UQS (Unified Quality Score) for Aspen Insurance Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Aspen Insurance Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Aspen Insurance Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.