AGNC
Real EstateAGNC Investment Corp. · REIT - Mortgage · $12B
What is AGNC Investment Corp.?
AGNC Investment Corp. is a mortgage REIT headquartered in Bethesda, Maryland, focused on agency-backed residential mortgage securities. It was incorporated in 2008 and formerly operated as American Capital Agency Corp.
AGNC invests in residential mortgage pass-through securities and collateralized mortgage obligations guaranteed by U.S. government-sponsored enterprises or federal agencies. It funds these holdings primarily through repurchase agreements. As a REIT, it must distribute at least ninety percent of taxable income to shareholders, making dividend income central to its model.
AGNC was incorporated in 2008 and is headquartered in Bethesda, Maryland.
- Agency residential mortgage-backed securities
- Collateralized mortgage obligations
- Repurchase agreement financing
- REIT-structured income distributions
Is AGNC a Good Stock to Buy?
UQS Score rates AGNC as Below Average overall.
AGNC's Quality pillar stands out as Strong, reflecting the government-backed nature of its mortgage holdings. Valuation is rated Good, suggesting the market price is not stretched relative to fundamentals.
Both the Moat and Risk pillars are rated Weak, pointing to limited competitive differentiation and meaningful exposure to interest rate and leverage risk.
See the full pillar breakdown and financial metrics by signing up for a Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does AGNC pay dividends?
Yes — AGNC Investment Corp. pays a dividend.
AGNC pays a regular dividend, a core feature of its REIT structure. Because REITs must distribute the majority of taxable income, consistent payouts are built into the business model. Income-focused investors often track AGNC specifically for its dividend yield relative to sector peers.
When does AGNC report earnings?
AGNC Investment Corp. reports earnings on a quarterly cadence, typical for U.S.-listed equities.
As a mortgage REIT, AGNC's quarterly results are closely tied to net interest income and book value changes driven by interest rate movements. Performance can vary meaningfully quarter to quarter depending on the rate environment and hedging outcomes.
For the most recent quarter's results, visit AGNC Investment Corp.'s investor relations page directly.
AGNC Price History
+13.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in AGNC Investment Corp.?
Based on AGNC Investment Corp.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does AGNC Investment Corp. do?
AGNC invests in agency residential mortgage-backed securities guaranteed by U.S. government-sponsored enterprises or federal agencies. It finances these holdings through repurchase agreements and operates as a REIT, distributing the majority of its taxable income to shareholders as dividends.
Does AGNC pay dividends?
Yes, AGNC pays a regular dividend. Its REIT structure requires distributing at least ninety percent of taxable income, making dividends a central part of its appeal. Income-seeking investors frequently consider AGNC for its dividend yield relative to other mortgage REITs.
When does AGNC report earnings?
AGNC reports on a quarterly cadence, consistent with U.S.-listed companies. For exact dates and the most recent results, check AGNC Investment Corp.'s official investor relations page.
Is AGNC a good stock to buy?
The UQS Score rates AGNC as Below Average overall. While Quality scores Strong and Valuation is Good, the Moat and Risk pillars are both Weak. Investors should weigh the income potential against meaningful interest rate and leverage risks before deciding.
Is AGNC overvalued?
The UQS Valuation pillar rates AGNC as Good, suggesting the stock is not trading at an elevated premium relative to fundamentals. Full valuation metrics are available to Pro members on UQS Score.
What is AGNC's market cap bracket?
AGNC Investment Corp. falls in the large-cap bracket, placing it among the more sizable companies in the mortgage REIT space.
Is AGNC a long-term quality investment?
From a long-term quality standpoint, AGNC's Weak Moat and Weak Risk ratings are important considerations. The business is sensitive to interest rate cycles and relies heavily on leverage. The UQS Score's full pillar view can help investors assess whether the quality profile fits a long-term strategy.
What sector does AGNC belong to?
AGNC operates in the Real Estate sector, specifically within the mortgage REIT sub-category. Unlike traditional property REITs, it holds financial instruments backed by residential mortgages rather than physical real estate assets.
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Pro Analysis
AGNC — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 45.1 | 88.5 | 15.0 | 47.3 | 0.8 | 64.3 | +0.1 |
| May 21, 2026 | 45.0 | 88.4 | 15.0 | 47.3 | 0.8 | 64.1 | 0.0 |
| May 20, 2026 | 45.0 | 88.2 | 15.0 | 47.3 | 0.8 | 64.4 | 0.0 |
| May 19, 2026 | 45.0 | 88.2 | 15.0 | 47.3 | 0.8 | 63.9 | +0.1 |
| May 16, 2026 | 44.9 | 88.2 | 15.0 | 47.3 | 0.8 | 63.7 | +0.3 |
| May 15, 2026 | 44.6 | 87.6 | 15.0 | 47.3 | 0.8 | 62.8 | 0.0 |
| May 14, 2026 | 44.6 | 87.6 | 15.0 | 47.3 | 0.8 | 62.6 | +0.1 |
| May 13, 2026 | 44.5 | 87.3 | 15.0 | 47.3 | 0.8 | 62.6 | 0.0 |
| May 12, 2026 | 44.5 | 87.3 | 15.0 | 47.3 | 0.8 | 62.4 | +0.1 |
| May 11, 2026 | 44.4 | 87.1 | 15.0 | 47.3 | 0.8 | 62.0 | +0.9 |
AGNC — Pillar Breakdown
Quality
— 88.5/100 (25%)AGNC Investment Corp. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 47.3/100 (20%)AGNC Investment Corp. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 0.8/100 (15%)AGNC Investment Corp. presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 61.9/100 (15%)AGNC Investment Corp. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 15/100 (25%)AGNC Investment Corp. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AGNC.
Score Composition
Financial Data
More Stock Analysis
How is the AGNC UQS Score Calculated?
The UQS (Unified Quality Score) for AGNC Investment Corp. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses AGNC Investment Corp.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether AGNC Investment Corp. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.