ACGL
Financial ServicesArch Capital Group Ltd. · Insurance - Diversified · $34B
What is Arch Capital Group Ltd.?
Arch Capital Group Ltd. is a Bermuda-based specialty insurer and reinsurer operating across insurance, reinsurance, and mortgage insurance segments worldwide.
Arch Capital generates revenue by underwriting risk across a broad range of specialty lines — from casualty and property insurance to reinsurance treaties and mortgage guaranty products. It distributes primarily through independent brokers and reinsurance intermediaries, earning premiums in exchange for absorbing defined categories of risk.
Founded in 1995 and headquartered in Pembroke, Bermuda, Arch Capital has grown into a large-cap player in global specialty insurance.
- Specialty casualty and property insurance
- Global reinsurance solutions
- Mortgage insurance and guaranty products
- Directors' and officers' liability coverage
Is ACGL a Good Stock to Buy?
UQS Score rates ACGL as Good overall.
The Quality pillar stands out as a clear strength, reflecting disciplined underwriting and balance sheet management. The Risk pillar also scores well, suggesting ACGL carries below-average financial risk relative to sector peers. Valuation is rated Attractive, meaning the stock does not appear stretched on a fundamental basis.
The Moat and Growth pillars both register as Weak, pointing to limited competitive differentiation and subdued near-term growth signals.
See the full pillar breakdown and underlying financial metrics by signing up for a Pro account at UQS Score. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does ACGL pay dividends?
Yes — Arch Capital Group Ltd. pays a dividend.
Arch Capital pays a regular dividend, which is relatively uncommon among specialty insurers of its size. The dividend reflects the company's consistent cash generation from underwriting operations. Income-oriented investors may find this cadence appealing alongside the Attractive valuation rating.
When does ACGL report earnings?
Arch Capital reports earnings on a quarterly cadence, consistent with US-listed financial services companies.
Quarterly results for specialty insurers like ACGL are shaped by catastrophe loss activity, reserve development, and premium volume trends. The company's Good Risk rating suggests it has managed underwriting volatility with relative discipline.
For the most recent quarter's results and upcoming reporting dates, visit Arch Capital's investor relations page directly.
ACGL Price History
+160.6% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Arch Capital Group Ltd.?
Based on Arch Capital Group Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Arch Capital Group do?
Arch Capital Group underwrites specialty insurance, reinsurance, and mortgage insurance products for clients worldwide. It operates through three main segments and distributes through independent brokers and reinsurance intermediaries.
Does ACGL pay dividends?
Yes, Arch Capital pays a regular dividend. This is notable in the specialty insurance space and may appeal to investors seeking income alongside capital appreciation potential.
When does ACGL report earnings?
Arch Capital follows a standard quarterly earnings cadence. For exact dates, check the investor relations section of the company's official website, as our data source does not cover specific upcoming earnings dates.
Is ACGL a good stock to buy?
UQS Score rates ACGL as Good overall, with particular strength in Quality and Risk, and an Attractive Valuation rating. Weaker Moat and Growth scores are worth considering. The full pillar detail is available to Pro members.
Is ACGL overvalued?
The UQS Valuation pillar rates ACGL as Attractive, suggesting the stock is not overpriced relative to its fundamentals. This does not constitute a buy recommendation — full valuation metrics are available to Pro members.
What is ACGL's market cap bracket?
Arch Capital Group is classified as a large-cap company, placing it among the larger publicly traded specialty insurers and reinsurers in the financial services sector.
Is ACGL a long-term quality indicator?
The UQS Quality pillar — one of five scored dimensions — rates ACGL as Strong, which is a positive long-term signal. However, weak Moat and Growth scores suggest investors should weigh competitive durability carefully before making long-horizon decisions.
What sector does ACGL belong to?
Arch Capital Group operates in the Financial Services sector, specifically within specialty insurance and reinsurance. It competes with global insurers and reinsurers across multiple product lines and geographies.
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Pro Analysis
ACGL — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 61.8 | 92.0 | 36.0 | 26.1 | 66.3 | 97.8 | 0.0 |
| May 21, 2026 | 61.8 | 92.0 | 36.0 | 26.1 | 66.3 | 97.5 | -0.1 |
| May 17, 2026 | 61.9 | 92.0 | 36.0 | 26.1 | 66.3 | 98.0 | 0.0 |
| May 16, 2026 | 61.9 | 92.0 | 36.0 | 26.1 | 66.3 | 98.3 | 0.0 |
| May 14, 2026 | 61.9 | 92.0 | 36.0 | 26.1 | 66.3 | 98.1 | 0.0 |
| May 13, 2026 | 61.9 | 92.0 | 36.0 | 26.1 | 66.3 | 97.9 | +0.1 |
| May 11, 2026 | 61.8 | 92.0 | 36.0 | 26.1 | 66.3 | 97.9 | +0.2 |
| May 10, 2026 | 61.6 | 92.0 | 36.0 | 26.1 | 66.3 | 96.4 | -0.2 |
| May 8, 2026 | 61.8 | 92.0 | 36.0 | 26.2 | 66.3 | 97.5 | -1.3 |
| May 6, 2026 | 63.1 | 92.0 | 36.0 | 26.6 | 74.5 | 97.6 | -0.1 |
ACGL — Pillar Breakdown
Quality
— 92.0/100 (25%)Arch Capital Group Ltd. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 26.1/100 (20%)Arch Capital Group Ltd. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 66.3/100 (15%)Arch Capital Group Ltd. maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 99.0/100 (15%)Arch Capital Group Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 36/100 (25%)Arch Capital Group Ltd. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ACGL.
Score Composition
Financial Data
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How is the ACGL UQS Score Calculated?
The UQS (Unified Quality Score) for Arch Capital Group Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Arch Capital Group Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Arch Capital Group Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.